For use of our Site and other services, you confirm and declare that you shall not list or post or provide information in relation to the sale or purchase or exchange of goods and services, content or information that are illegal under the laws of the Republic of India and/or are not permitted as per the prohibited items policy listed below.
Prohibited Items Policy
We specifically prohibit any listing or posting of classifieds or information to following items
Alcoholic Beverages, Liquor, tobacco products, drugs, psychotropic substances, narcotics, intoxicants of any description, medicines, palliative/curative substances nor shall you provide link directly or indirectly to or include descriptions of items, goods or services that are prohibited under any applicable law for the time being in force including but not limited to the Drugs and Cosmetics Act, 1940, the Drugs And Magic Remedies (Objectionable Advertisements) Act, 1954 Narcotic Drug and Prohibited Substances Act and the Indian Penal Code, 1860.
Living, dead person and/or the whole or any part of any human which has been kept or preserved by any means whether artificial or natural including any blood, bodily fluids and/ or body parts
Prostitution or any other service in the nature there of that purports to violate the provisions of Immoral Act or Indecent representation of women which violates the contemporary standards of morality and decency in Indian society.
Religious items, including books, artifacts, etc. or any information, description of any such item that is likely to affect the religious sentiments of any person or group
Mature Audiences Policy includes films which do not have a certificate for public exhibition issued by the Central Board of Film Certification and or described and depict or otherwise deal with matters which are revolting or repulsive and or tend to deprave a persons mind in such a way that they tend to offend against the standards of morality, decency and propriety generally accepted by reasonable adults
Obscene Items includes items which contain an indecent representation of women within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986; Any publication or film or item that describes or depicts a minor who is, or who appears to be, under 18 (whether the minor is engaged in sexual activity or not) and any computer games not suitable for minor that are unsuitable for a minor to see or play.
Offensive Material intended for use in a sexual setting (including "bondage" and "fetish" items,) displaying sexual activity or portraying human genitalia in a "life-like" or realistic fashion
"Antiquities" and "Art Treasures" in violation of the provisions of the Antiquities and Art Treasures Act, 1972 ("the Act")
Information or items that are defamatory, libelous, threatening or abusive in nature
Information that is fraudulent, misrepresenting as to the nature and use of the goods or the services.
Counterfeit, Pirated and stolen goods or unauthorized illegal services (services for which you are not licensed or permitted to do or do not have the authority to under take).
Items, goods and services that infringe or attempt to pass off any third parties intellectual property or rights of publicity or moral rights and or purport's to breach any persons right to privacy.
Electronically transmitting through any medium computer viruses of any type or any computer program that facilitates hacking of a computer system which the intent to damage a computer or computer network or intercept any personal data.
Your information shall not include any hate content, that is derogatory or slanderous in nature that may directed to any individual or group or advocate violence against any users individuals and or animals.
Hazardous chemicals and pesticides and/ or items in violation of Hazardous Chemicals Act, 1985.
Fireworks, Destructive Devices and Explosives including any material that enables the making of fireworks, explosive triggers and explosive devices.
Identity Documents, Personal Financial Records & Personal Information (in any form, including mailing lists)
Lottery Tickets, Sweepstakes Entries and Slot Machines
Items in violation of the Food Adulteration Act, 1954
Military or Police Badges, Uniforms, coats-of-arms and or any Government emblems, insignia, and/ or items in violation of Emblems and names (Prevention of improper use) Act, 1950 and/ or Flag Codes of India Act, 2002
Weapons and related items (such as firearms, firearm parts and magazines, ammunition, tear gas, stun guns, switchblade knives or any other item which is prohibited under the Indian Arms Act, 1959.
"Pyramid schemes" and "Multilevel Marketing" and/ or similar scams which are solely listed for the purpose of defrauding users.
Spam, abusive, duplicate, listing, fraud schemes (e.g. "Get rich quick" "work at homes" scams which are solely listed for the purpose of duping users)
Inappropriate, Wrong Category (e.g dining table listed as office furniture).
Incorrect City / Location of Listing (listing allowed only in the city you are based in, of listing)
Without prejudice to the generality of the above, goebo does not permit posting or listing of classifieds in relation to the following:
"Securities" within the meaning of the Securities Contract Regulation Act, 1956, including shares, bonds, debentures, etc. and/or any other financial instruments/assets of any description
Living, dead creatures and/or the whole or any part of any animal which has been kept or preserved by any means whether artificial or natural including rugs, skins, specimens of animals, antlers, horns, hair, feathers, nails, teeth, musk, eggs, nests, other animal products of any description the sale and purchase of which is prevented or restricted in any manner by applicable laws (including those prohibited under The Wildlife Protection Act, 1972 and/ or The Environment Protection Act, 1986)
Your listing, information, Advertisement
Shall not be defamatory, trade libelous, unlawfully threatening or unlawfully harassing. Further shall not be fraudulent, misrepresenting, misleading or pertain to the sale of any illegal, counterfeit, stolen goods and or services which do not belong to you or you do not have the authority for. Further still shall not infringe any intellectual property, trade secret, or other proprietary rights or rights of publicity or privacy of any third party.:
Shall not contain any viruses, Trojan horses, worms, time bombs, cancel bots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.
Shall not be allowed to libel anyone or include hate, derogatory, slanderous speech directed at individuals or groups. You should not advocate violence against other users or individuals or groups.
In addition to the above and for the purposes of clarity all Users shall be expected to adhere to and comply with the following Policies while listing of items:
Item Policy: In addition to the above prohibited items policy users shall also adhere to and comply with the restricted items policy while listing, posting or providing information in relation to any goods or services.
The listing for sales of the following items is permitted:
Cats and Dogs unless exotic.
Aquarium or pond fish, snails or similar creatures.
Live insects, crickets and worms used as bait or feeder food for pets.
Duplicate Ad listings are not allowed. Any ad posted more than once with the same content or Title in the same city and category would be considered as a Duplicate Ad. We advise you to post multiple ads only if you have different items or services for sale. All duplicate ads would be deleted and posters penalized if the problem persists.
Mature Audience/Sexually oriented material: Classifieds relating to items that includes items intended for use in sexual activity would not be permitted. (An example of such classifieds relating to an item not normally permitted would be a classified for the sale of a vibrator). Please also be aware that titles with graphic adult language are inappropriate, regardless of the item contained in the listing itself.
Consequences of Breach of Listing Policy
Users who violate the prohibited items policy and or the restricted items policy may be subject to the following actions
Suspension or termination of membership.
Permanent blocking of access to the site.
Reporting to Law Enforcement or Appropriate Authorities.
Terms and conditions
You agree and understand that www.goebo.in is an internet enabled electronic platform that facilitates communication for the purposes of advertising and distributing information pertaining to goods and/ or services. You further agree and understand that we do not endorse, market or promote any of the listings, postings or information, nor do we at any point in time come into possession of or engage in the distribution of any of the goods and/ or services, you have posted, listed or provided information about on our site. While interacting with other users on our site, with respect to any listing, posting or information we strongly encourage you to exercise reasonable diligence as you would in traditional off line channels and practice judgment and common sense before committing to or complete intended sale, purchase of any goods or services or exchange of information.
We recommend that you read our Safety tips before doing any activity on our site.
While making use of goebo classifieds and other services such as the discussion forums, comments and feedback and other services interalia, you will post in the appropriate category or area and you agree that your use of the Site shall be strictly governed by this AUP including the policy for listing of your Classified which shall not violate the prohibited and restricted items policy (herein after referred to as the Listing Policy.) (Listing Policy) The listing policy shall be read as part of this AUP and is incorporated in this AUP by way of reference: " Your Information" is defined as any information you provide to us or other users of the Site during the registration, posting, listing or replying process of classifieds, in the feedback area (if any), through the discussion forums or in the course of using any other feature of the Services. You agree that you are the lawful owner having all rights, title and interest in your information, and further agree that you are solely responsible and accountable for Your Information and that we act as a mere platform for your online distribution and publication of Your Information. You agree that your listing, posting and / or Information : shall “not be fraudulent, misrepresent, mislead or pertain to the sale of any illegal, counterfeit, stolen goods and / or services shall not pertain to good , services of which you are not the lawful owner or you do not have the authority or consent to 'list' which do not belong to you or you do not have the authority for.
shall not infringe any intellectual property, trade secret, or other proprietary right or rights of publicity or privacy of any third party.
shall not consist of material that is an expression of bigotry, racism or hatred based on age, gender, race, religion, caste, class, lifestyle preference, and nationality and / or is in the nature of being derogatory, slanderous to any third party. shall not be obscene, contain pornography or contain 'indecent representation of women' within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986.
shall not distribute or contain spam, multiple / chain letters, or pyramid schemes in any of its forms.
shall not distribute viruses or any other technologies that may harm goebo or the interests or property of goebo users or impose an unreasonable load on the infrastructure or interfere with the proper working of goebo.
shall not, directly or indirectly, offer, attempt to offer, trade or attempt to trade in any goods and services, the dealing of which is prohibited or restricted in any manner under the provisions of any applicable law, rule, regulation or guideline for the time being in force.
shall not be placed in a wrong category or in an incorrect area of the site. shall not be placed in any other goebo site except on the site that relates to the city in which you are located.
shall not list or post or pertain to information that is either prohibited or restricted under the laws of the Republic of India and such listing, posting or information shall not violate goebo's Listing Policy.
You consent to receive communications by email, call or by such other mode of communication, electronic or otherwise related to the services provided through the website.
You agree that your listing, posting and / or Information:if you use the Site by registering on the Site, you are responsible for maintaining the confidentiality of your User ID, password, email address and for restricting access to your computer, computer system, computer network and your goebo account, and you are responsible for all activities that occur under your User ID and password. If you access the Site using any electronic device other than by registration on the Site, the AUP remains applicable to you in the same manner as if you are a registered user on the Site.
Use of www.goebo.in,either by registration or by any other means, is available only to persons, who are Citizens of the Republic of India, who are 18 yrs of age and above and persons who can enter into a legally binding contract, and or are not barred by any law for the time being in force. If you access goebo, either by registration on the Site or by any other means, not as an individual but on behalf of a legal entity, you represent that you are fully authorized to do so and the listing, posting or information placed on the site on behalf of the legal entity is your responsibility and you agree to be accountable for the same to other users of the Site.
.Abuse of goebo
You agree to inform us if you come across any listing or posting that is offensive or violates our listing policy or infringes any intellectual property rights by clicking on the following link firstname.lastname@example.org to enable us to keep the site working efficiently and in a safe manner. We reserve the right to take down any posting, listing or information and or limit or terminate our services and further take all reasonable technical and legal steps to prevent the misuse of the Site in keeping with the letter and spirit of this AUP and the listing policy. In the event you encounter any problems with the use of our site or services you are requested to report the problem by clicking on this link email@example.com
Violations by User
You agree that in the event your listing, posting or your information violates any provision of this AUP or the listing policy, we shall have the right to terminate and or suspend your membership of the Site and refuse to provide you or any person acting on your behalf, access to the Site.
The Site contains content which includes Your Information, goebo's information and information from other users. You agree not to copy, modify, or distribute such content (other than Your Information), goebo's copyrights or trademarks. When you give us any content as part of Your Information, you are granting us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable right and license to use, reproduce, , publish, translate, distribute, perform and display such content (in whole or part) worldwide through the Site as well as on any of our affiliates or partners websites, publications and mobile platform. We need these rights with respect to the content in Your Information in order to host and display your content. If you believe that there is a violation, please notify us by clicking here firstname.lastname@example.org.
We reserve the right to remove any such content where we have grounds for suspecting the violation of these terms and our Listing Policy or of any party's rights.
You agree not to hold www.goebo.in or any of its officers, employees, agents responsible or accountable for any of your listing, postings or information and nor shall we, our officers, employees or agents be liable for any misuse, illegal activity or third party content as most postings, listings or information are generated by various users directly and we do not have any role in the creation, publication or distribution of the posting, listing or information, nor are we in a position to have editorial control over the substance or content contained in the listings, postings, or information, save and except to the extent provided in sec 3 above.
You understand and agree that we do not guarantee the accuracy or legitimacy of any listing, posting, information by other users. You further agree that we are not liable for any loss of money, goodwill, or reputation, or any special, indirect, or consequential damages arising out of your use of the site or as a result of any sale, purchase of goods and services with other users of the site. We also cannot guarantee continuous or secure access to our Services. Accordingly, to the extent legally permitted we exclude all implied warranties, of merchantability, fitness or quality of the Site and our services.
You agree that, we may share personally identifiable data of any individual to our agents or recruiters or Affiliates defined as any person directly or indirectly controlling, controlled by, or under direct or indirect common control with, goebo, including its subsidiaries and associate companies.
We may update this AUP or the listing policy at any time and may notify you of such updates via a post on the boards and /or through email communications. The modified AUP and /or Listing Policy shall come into effect either at the time you place your next posting, listing or information on the Site or after a period of 30 days from the date of the update, whichever is sooner. If we or our corporate affiliates are involved in a merger or acquisition, we may share personal information with another company, but this AUP shall continue to apply.
.Third Party Content and Services
Further, user’s interactions with organizations and/or individuals found on or through the service, including payment and delivery of goods and services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between the user and such organization and/or individual. The user should make whatever investigation they feel necessary or appropriate before proceeding with any offline or online transaction with any of these third parties.
The User should agree to indemnify and hold goebo, its officers, subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, suppliers and employees, harmless from any claim or demand, including reasonable attorney fees and court costs, made by any third party due to or arising out of content submitted by the user, users use of the service, violation of the TOU, breach by the user of any of the representations and warranties herein, or user’s violation of any rights of another.
Governing Law & Jurisdiction
This AUP and the Listing Policy shall be governed and construed in accordance with the laws of the Republic of India and the courts at Mumbai shall have exclusive jurisdiction on all matters and disputes arising out of and relating to the Site.
Make an Offer/Buy Now Terms
goebo Assurance for Buyers
You should "Make an Offer" of the amount which you wish to pay for the product. Once your offer is accepted, you can make the payment online. The listed item will be delivered to you by our logistics partner, and only after the delivery, payment will be released to seller. The BUY NOW purchase option enables a quick sale and implies that you agree to buy the product at the listed price. We will facilitate the payment directly and notify the seller. Once the payment has been made, we will schedule and complete the delivery. If you wish to negotiate, please choose 'Make an Offer' purchase option. Cashback
In order to pass on the cashback benefits to the maximum number of customers, we are limiting cashback to 5 transactions per person (Buyer or Seller) per month. Cashback will be based on final agreed price of the product between buyer and seller. Buyers will have cashback eligibility for full online payment orders only, for partial payment orders, buyer will receive no net cashback
Promotional Discount For buyers:
A promotional discount may apply depending on the city, weight, category and price of the item you are buying. Click here to calculate the exact discount applicable. For sellers: A promotional discount may apply depending on the city, weight, category and price of the item you are selling. Click here to calculate the exact discount applicable.Note: goebo reserves the right to change the fee & discounts any time without prior intimation.
As a job-seeker you agree that goebo will not be responsible for any payments made to a third-party (including verified companies).
As a recruiter you agree that misuse or fraud use of this platform will result in deactivation and/or further action. You also agree to adhere to all job posting rules.
Instant Hire candidate :
A fees will be charged on the Instant Hire product for accessing the candidate contact details. All fees and charges are nonrefundable and there are no refunds for partially used credits.
No Guarantee of Business:
goebo does not guarantee business from the leads generated. goebo shall not be responsible or liable at all to the Advertiser if no business or business leads are generated for the Advertiser through premium ads on the Website. Advertiser understands that goebo’s only obligation is to place the premium ads on the Website in the manner provided for in these Terms. Accuracy of the information/content provided is the advertiser's responsibility and goebo will not be held responsible for false claims made by the advertiser.
Advertiser agrees to make all payments due to goebo in a timely and efficient manner and shall ensure that cheques issued do not bounce. Advertiser shall not issue stop-payment instructions in respect of such cheques. The Advertiser recognizes that goebo has the right to take action under the Negotiable Instruments Act 1881 in respect of bounced cheques or take any other action available in law. Advertiser represents and warrants that (i) it is a bona fide business organization or individual carrying on business in relation to the items disclosed to goebo, (ii) it has the right to use the trademarks it claims to have the right to use (iii) the business carried on by Advertiser does not violate or infringe upon any law or regulation and all registrations required for carrying on business have been procured by it and (iv) all Classified(s) provided to goebo is/are and shall at all times be accurate and complete, and entirely lawful. The Advertiser shall bear complete responsibility for the quality of its goods and/or services, and goebo shall bear no responsibility for the same. The Advertiser agrees to be bound by all applicable policies of goebo relating to Classifieds and the Website, and the Advertiser grants to goebo a worldwide intellectual property licence (including a copyright and trade mark licence) relating to all intellectual property rights in the Classified(s) to do any acts in relation to the Classified(s) which goebo may deem necessary to fulfil its obligations.
"If all premium ads available to the advertiser under the subscription scheme are not used / availed of during the period of these terms, the unutilized units shall be forfeited - no refund shall be made and neither can the unutilized credits be carried forward."
Premium ads are prioritized over free ads on the website on search and browse pages. The sequence in which premium ads are displayed will be controlled by goebo's search algorithm which is goebo's sole prerogative. The advertiser shall not have a say in determining the sequence in which ads are displayed within the set of premium ads matching a user's search query/browse intent.
Banner slots will be provided as per the details mentioned in the contract form. Banner slots will be shared between goebo's advertisers who have subscribed for a particular slot and the banners will be displayed on a rotational basis. A banner will be displayed only after seeking approval from the advertiser. goebo does not provide any guarantees of impressions or clicks for the client banners.
Verified leads refer to consumers who have expressed interest in consuming a service from a service provider recommended by goebo. Any dispute regarding any verified lead shall be raised to goebo within 3 days of the lead being sent in writing/email and will be analyzed on a case by case basis. goebo's decision will be final and binding in the event of a dispute regarding a lead.
The advertiser acknowledge that any liability/claim in respect of the products or services promoted through the Advertisements under the scope of this Agreement shall be solely to the account of the advertiser. It is agreed that in case of any claims in respect of the same against goebo, the advertiser shall indemnify goebo against all such claims and damages.
Advertiser shall procure and keep valid all necessary licenses, permissions, authorisations, consents, approvals and registrations with/from any government department, agency or authority required for it to perform the Services in accordance with this Agreement and bear sole and exclusive responsibility for all compliances with such licenses permissions, authorisations, consents, approvals and registrations.
Reasonable Precaution and Care of Property: YOU/owner/ Person(s) shall take all reasonable precautions for safety and soundness of item covered to prevent the loss in order to minimise claims. The owner /Person must comply with manufacturer’s recommended actions for use, inspection, maintenance along with other instructions and shall comply with all statutory requirements or other regulations.
Mis description: This Protection Plan shall be void and all premium paid by YOU/owner Person(s) to US shall be forfeited in the event of misrepresentation, misdescription or concealment of any material information. Changes in Circumstances
YOU/owner/covered person(s) must inform Semusi (syncNscan) at 0120-4883060 OR +91 888 273 1212, as soon as possible, of any change in information YOU/covered person(s) have provided to US about yourself, the item(s) covered, location of risk which may affect the cover provided. YOU/Owner /Covered person(s) must also notify US about any alteration made whereby risk of loss/damage is increased. In case of such alteration made and not accepted by US in writing, the cover under this Protection Plan shall cease.
Claim Procedure and Requirements Upon happening of an event giving rise or which may give rise to a claim, Beneficiary shall forthwith give notice in writing in person or courier to syncNscan in with full particulars. A written statement of the claim will be required and a claim form will be provided. This written statement of claim along with supporting documents (estimates, bill and the like) prepared at your expense or expense on your behalf along with particulars of other Protection Plan covering the same risk must be delivered to Service Provider within 15 days of date of Loss at owners/ persons expense.
Fraud If any claim under this Protection Plan is fraudulent in any respect with or without Owner/ Person’s knowledge or if any fraudulent means or devices are used by the owner/ Person or on behalf of owner/ Person to obtain any benefit under this Protection Plan, all benefits and rights under the Protection Plan shall be forfeited.
Interest/Penalty No sum payable under this Protection Plan shall carry any interest or penalty. Geographical Scope
The geographical scope of this Protection Plan will be the whole of India. The laws of India shall govern the provisions. The parties hereto unconditionally submit to the jurisdiction of the courts in Delhi
Scope of Contract
COVERAGE If the item belonging to YOU/owner person(s) is damaged by any cause listed under “What is covered:, then WE will indemnify YOU/owner person for the cost of repair/replacement of parts of covered item mentioned in the list . Provided device has passed the scanner test, protection plan is activated ,beneficiary have purchased equipment from Medium, whereby medium have advised to Semusi Technologies Private limited (Service Provider) about the purchase & paid the appropriate premium and issued purchase invoice along with the handout (terms and conditions document) to the purchaser through their Medium.What is covered
The ambit of this cover is limited to breakdown of covered item/components there of arising out of any defect in materials and workmanship in respect of all electrical, mechanical and electronic components of the covered equipment as per the warranty offered by the manufacturer, during the period of original warranty. Device that has passed the scanner test and the protection plan for that device is activated by the service provider. Limit of Liability: - Our liability shall in no case exceed in respect of each item the purchase value thereon declared to Service Provider by Beneficiary.
What is not covered We will not be liable for any claim on the device for which the protection plan has not been activated or the device has not passed the scanner test.
We will not be liable for any claim that is originally not covered by the manufacturer of the device.
These may or may not be limited to
Any claim where the original identification/serial number is removed, obliterated or altered from the Covered Asset.
Any incorrect or abnormal electrical or signal connection to the equipment.
Any modification to the equipment which is not in accordance with the manufacturer’s instructions or use of any accessory which has not been approved by the manufacturer.
Any Equipment used outside India and requiring service/claim outside the Indian Territorial boarders
Any defect in external wiring, electrical connection that are not an integral part of the equipment.
Any corrosion, blockages, denting or scratching on the equipment.
Any routine maintenance or service or inspection of the equipment.
Any cleaning of video/audio heads or any normal replaceable or limited life consumables of the equipment.
Any repair carried out by anyone other than authorised service providers of the equipment, as approved by the manufacturer or service provider after the protection plan has been activated.
Any realigning of aerials, receivers or satellite dishes.
Any design fault or damage arising from errors, omissions or defects in any applications or systems software.
Any cost incurred where no breakdown has been found.
Any damage caused by any household pets, rats, cockroaches or any other animals or insects
Any service items, normally replaceable components or limited life consumables including but not limited to fuses, remote control, batteries etc.
Any cosmetic items including but not limited to knobs, buttons, paintwork, plastic or metal casing etc.
Any claim arising out of any detention, seizure or confiscation by any legal authorities.
Any damage due to normal wear and tear, moths, insects, vermin, mildew, inherent defect or any other gradually operating cause of the equipment.
Any damage caused by the equipment being used after any fault becomes apparent.
Any reduction in market value following repair or re instatement of the equipment.
Any repair or replacement of components, which were faulty or had suffered a breakdown prior to the start date of this cover.
Any property more specifically warranty by any other Protection Plan or guarantee (i.e. manufacturer guarantee).
Any loss arising from change in broadcast/reception technology but not occasioned by any manufacturing or workmanship defect.
Any loss or damage arising out of external cause, including but not limited to fire, theft, explosion, water damage, act of god perils, riot, strike, malicious damage, terrorism etc.
Any loss or damage to accessories/remote used in connection with the equipment that were not supplied at the time of purchase of the equipment.
Any loss arising from improper storage, transportation, delivery or installation/re-installation of the equipment.
Beneficiary/Owner/Covered person’s consequential losses of any kind and/or legal or contractual liability of any kind, other than the terms & conditions of the manufacturer’s warranty.
The cost of installing any optional attachment/accessory to the equipment.
Any loss arising out of mechanical and/or electrical breakdown caused by overloading, strain, overrunning, freezing, excessive pressure, short circuiting, over heating of the equipment.
Any loss arising out of ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste or from combustion of nuclear fuel.
Any loss or damage due to use of non genuine parts other than approved and/or supplied by the manufacturer or service provider.
Any loss or damage caused by or arising out of the wilful acts or omission or gross negligence of the Covered person and/or Covered employees.
Any replacement or repair of the entire item arising out of any loss or damage of any part or component which is covered under the Protection Plan and is unavailable in the market. The liability in such a case will be restricted only to the value of the damaged part or component.
Any cost of diagnostic or dismantling nature, unless accepted as part of an authorized claim.
Any loss due to any person obtaining the equipment by deception.
Any loss directly or indirectly occasioned by or happening through or in consequence of war, invasion act of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or unsurped power, nationalization, or loot pillage in connection therewith
In cases where an item can be repaired , We will pay expenses necessarily incurred to restore the damaged item to its former state of serviceability plus the cost of dismantling and re-assembly incurred for the purpose of effecting the repairs. We will only deduct a applicable taxes (Taxes may vary from state to state)
b) No deduction shall be made for depreciation in respect of parts replaced, but the value of any salvage will be taken into account. If the cost of repairs detailed herein equals or exceeds the actual value of the item Covered immediately before occurrence of the damage, the settlement shall be made on the basis provided for in below
In cases where covered item is a total loss, WE will pay for the refurbished/Same or similar condition /Like New replacement value subject to maximum of the purchase value of the covered item. However the salvage and excess will be taken into account in such cases.
In the event that replacement property of like kind and quality is not obtainable, new property which is as similar as possible to that suffering damage and which is capable of performing the same function, shall be deemed to be new property of like kind and quality and in no event this be considered as a betterment to the covered person. However, if damaged item may be replaced by a similar item available at the time of repair/replacement, any voluntary betterment opted for by the covered person shall be reimbursable after making appropriate deduction for betterment.
We will make payments only after being satisfied, by production of necessary bills and documents, that the repairs have been effected or replacements have been taken place, as the case may be.
Transfer of Ownership The cover shall cease on transfer of ownership of the covered equipment by the owner/ covered Person to any other party.
Onus of Proof In any action, suit or other proceedings where WE allege that by reason of the above provisions any damage is not covered by this protection plan, the burden of proving that such damage is covered shall be upon owner of the covered item